{"id":876,"date":"2025-07-01T11:17:00","date_gmt":"2025-07-01T11:17:00","guid":{"rendered":"https:\/\/fiaal.pt\/?page_id=876"},"modified":"2025-09-18T13:52:26","modified_gmt":"2025-09-18T13:52:26","slug":"intermediario-de-credito","status":"publish","type":"page","link":"https:\/\/fiaal.pt\/en\/intermediario-de-credito\/","title":{"rendered":"Credit Intermediary"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"876\" class=\"elementor elementor-876\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-21c2ecb e-flex e-con-boxed e-con e-parent\" data-id=\"21c2ecb\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0c0201a elementor-widget elementor-widget-heading\" data-id=\"0c0201a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Credit Intermediary<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0ec828d e-flex e-con-boxed e-con e-parent\" data-id=\"0ec828d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-8baa200 elementor-widget elementor-widget-text-editor\" data-id=\"8baa200\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Cr\u00e9dito FIAAL<\/strong><\/h3>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d3c914a elementor-widget elementor-widget-text-editor\" data-id=\"d3c914a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4 style=\"margin: 0 0 20px 0;\"><strong>INTERMEDI\u00c1RIO DE CR\u00c9DITO<\/strong><\/h4><p>N\u00ba Registo 0002651<br \/>Intermedi\u00e1rio de cr\u00e9dito a t\u00edtulo acess\u00f3rio registado junto do Banco de Portugal<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-27f18af elementor-widget elementor-widget-text-editor\" data-id=\"27f18af\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h3><strong>Servi\u00e7os:<\/strong><\/h3>\n<ul>\n<li>Apresenta\u00e7\u00e3o ou proposta de contratos de cr\u00e9dito a consumidores;<\/li>\n<li>Assist\u00eancia a consumidores, mediante a realiza\u00e7\u00e3o de atos preparat\u00f3rios ou de outros trabalhos de gest\u00e3o pr\u00e9-contratual relativamente a contratos de cr\u00e9dito que n\u00e3o tenham sido por si apresentados ou propostos;<\/li>\n<\/ul>\n<h3><strong>Mutuantes:<\/strong><\/h3>\n<ul>\n<li>FCE Bank PLC (82)<\/li>\n<li>Montepio Cr\u00e9dito, S.A. &#8211; Institui\u00e7\u00e3o Financeira de Cr\u00e9dito, S.A. (796)<\/li>\n<li>CA Auto Bank S.P.A. &#8211; Sucursal em Portugal (780)<\/li>\n<li>Banco Credibom, S.A. (916)<\/li>\n<li>Banco BNP Paribas Personal Finance, S.A. \u2013 Sucursal em Portugal (848)<\/li>\n<li>Banco BPI, S.A. (10)<\/li>\n<li>BBVA, Institui\u00e7\u00e3o<\/li>\n<li>Financeira de Cr\u00e9dito S.A. (800)<\/li>\n<li>Santander Consumer Finance S.A. \u2013 Sucursal em Portugal (73)<\/li>\n<li>321 Cr\u00e9dito \u2013 Inst. Financeira de Cr\u00e9dito, S.A. (305)<\/li>\n<li>Volkswagen Bank GMBH \u2013 Sucursal em Portugal (264)<\/li>\n<li>Banco Primus, SA (246)<\/li>\n<\/ul>\n<h3><strong>Responsabilidade Civil Coberta por:<\/strong><\/h3>\n<ul>\n<li>Hiscox Insurance Company, Lda<\/li>\n<li>Contrato de seguro No 2513179<\/li>\n<li>V\u00e1lido at\u00e9 07-12-2025<\/li>\n<\/ul>\n<h2><strong>Meios ao dispor para apresenta\u00e7\u00e3o de Reclama\u00e7\u00f5es:<\/strong><\/h2>\n<div class=\"reclamacoes-section\">\n<p><!-- Agrupador para se\u00e7\u00f5es de reclama\u00e7\u00e3o --><\/p>\n<h4>Nesta Institui\u00e7\u00e3o:<\/h4>\n<ul>\n<li>Atrav\u00e9s do Livro de Reclama\u00e7\u00f5es existente.<\/li>\n<li>Atrav\u00e9s do Livro de Reclama\u00e7\u00f5es Eletr\u00f3nico em <a href=\"https:\/\/www.livroreclamacoes.pt\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.livroreclamacoes.pt<\/a><\/li>\n<\/ul>\n<h4>Banco de Portugal:<\/h4>\n<ul>\n<li>Atrav\u00e9s de Carta dirigida ao Banco de Portugal.<\/li>\n<li>Atrav\u00e9s do Portal do Cliente Banc\u00e1rio em <a href=\"https:\/\/clientebancario.bportugal.pt\/\" target=\"_blank\" rel=\"noopener noreferrer\">clientebancario.bportugal.pt<\/a><\/li>\n<\/ul>\n<h4>Meios Alternativos:<\/h4>\n<ul>\n<li>CIMAAL \u2013 Centro de Informa\u00e7\u00e3o, Media\u00e7\u00e3o e Arbitragem de Conflitos de Consumo do Algarve em <a href=\"http:\/\/www.consumidoronline.pt\/\" target=\"_blank\" rel=\"noopener noreferrer\">www.consumidoronline.pt<\/a><\/li>\n<\/ul>\n<\/div>\n<p>A nossa atividade como intermedi\u00e1rio de cr\u00e9dito est\u00e1 sujeita \u00e0 supervis\u00e3o do Banco de Portugal, podendo o nosso registo ser consultado em <a href=\"https:\/\/www.bportugal.pt\/intermediarios-credito\" target=\"_blank\" rel=\"noopener noreferrer\">www.bportugal.pt\/intermediarios-credito<\/a>.<\/p>\n<p>Nos termos do artigo 46.\u00ba do DL 81-C\/2017, \u00e9 nos vedado receber ou entregar quaisquer valores relacionados com a forma\u00e7\u00e3o, a execu\u00e7\u00e3o e o cumprimento antecipado dos contratos de cr\u00e9dito.<\/p>\n<p><small>Atividade sem regime de exclusividade.<\/small><\/p>\n<h2><strong>Fomento Industrial e Agr\u00edcola do Algarve, Lda<\/strong><\/h2>\n<address><!-- Usar<\/p>\n<address> para informa\u00e7\u00e3o de contacto --><br>Estrada Nacional 125 \u2013 Pontes de Marchil (N\u00f3 do Aeroporto)<br>8005-518 Faro<br>Tlf: <a href=\"tel:+351289891700\">289 891 700<\/a> (cost of call to national fixed network)<br>Email: <a href=\"mailto:geral@fiaal.pt\" target=\"_blank\" rel=\"noopener\">geral@fiaal.pt<\/a><\/address>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Intermedi\u00e1rio de Cr\u00e9dito Cr\u00e9dito FIAAL INTERMEDI\u00c1RIO DE CR\u00c9DITO N\u00ba Registo 0002651Intermedi\u00e1rio de cr\u00e9dito a t\u00edtulo acess\u00f3rio registado junto do Banco de Portugal Servi\u00e7os: Apresenta\u00e7\u00e3o ou proposta de contratos de cr\u00e9dito a consumidores; Assist\u00eancia a consumidores, mediante a realiza\u00e7\u00e3o de atos preparat\u00f3rios ou de outros trabalhos de gest\u00e3o pr\u00e9-contratual relativamente a contratos de cr\u00e9dito que n\u00e3o [&hellip;]<\/p>","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-876","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/pages\/876","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/comments?post=876"}],"version-history":[{"count":28,"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/pages\/876\/revisions"}],"predecessor-version":[{"id":1147,"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/pages\/876\/revisions\/1147"}],"wp:attachment":[{"href":"https:\/\/fiaal.pt\/en\/wp-json\/wp\/v2\/media?parent=876"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}